What information does Morningstar collect from me?
Any of the following personal information that may be made available to Morningstar Communications when browsing or navigating the site or Luminary Blog shall be kept confidential:
First and last name
Company, home, postal or other physical address
Other contact information, for example, telephone number, fax number, email address, and other similar information
Title or position in a company or an organization
Any other information needed to provide a service you requested
Examples of scenarios where our visitors provide their personal information now or in the future include, but may not be limited to:
Emailing, calling or communicating with Morningstar Communications, its News & Insights or its editors
Posting a question or comment in News & Insights
Registering to attend a seminar or any event
Participating in an online survey
Requesting inclusion in an email or other mailing list
Submitting an entry for a contest or other promotions
Any other business-related reason
If you believe that any inaccurate or inappropriate information has been obtained or disseminated through your use of this website, you should contact a representative of Morningstar Communications at email@example.com.
What are cookies and how does Morningstar use them?
Domain Information Collection
Morningstar Communications may collect domain information and log files to enable us to analyze how our visitors use this site. This data enables us to become more familiar with website visitors, how often they visit and what parts of the site they visit most often. Morningstar Communications uses this information to improve our Web-based offerings. This information is collected automatically and requires no action on your part.
Protecting the Privacy of Children
Children under 13 years old are not the target audience for our website. To protect their privacy, Morningstar Communications prohibits the solicitation of personal information from these children.
How does Morningstar use the information?
Morningstar's primary goal in collecting information is to improve the site and provide the user with the best possible experience on the site. For example, by using the information collected, we are able to provide you with an easy-to-use and readily available forum to access information about leadership, and marketing and communications. We will also use your personal information to notify you of other products or services available from Morningstar Communications and its affiliates, and to register you for events and promotions.
Who is collecting information?
With whom does Morningstar share my information?
We will not disclose any of your personally identifiable information except when we have your permission or under special circumstances, such as when we believe in good faith that the law requires it or under the circumstances described below. The following describes some of the ways that your information may be disclosed.
Data in the Aggregate: We may disclose “blinded” aggregated data and user statistics to prospective partners and other third parties, and for other lawful purposes. Blinded data is data that does not identify an individual person.
Other: We also may disclose your information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating Morningstar's Terms and Conditions of Use, or may otherwise be causing injury to or interference with (either intentionally or unintentionally) Morningstar's rights or property, other Morningstar website users or customers, or anyone else that may be harmed by such activities. We may disclose or access account information when we believe in good faith that the law requires it, and for administrative and other purposes that we deem necessary to maintain, service and improve our products and services.
We occasionally hire other companies to provide limited services on our behalf, including packaging, delivering or mailing, answering customer questions about products or services, sending postal mail, providing investor information and processing data. We will only provide those companies the information they need to deliver the service, and they are contractually prohibited from using that information for any other purpose.
What security precautions are in place to protect against the loss, misuse or alteration of my information?
Remember to sign out of our site and close your browser window when you have finished your work. This is to ensure that others cannot access your account by using your computer when you are away from it. Because of the global nature of the Internet, when you give us information, that information may be sent electronically to servers outside of the country where you originally entered the information. Unfortunately, no data transmission over the Internet can be guaranteed to be 100 percent secure. Except as designated, this site does not use security encryption measures. Therefore, information you disclose by use of this site (as with any site that is non-secure), by posting a message or using email, potentially could be collected and used by others. This may result in unsolicited messages from third parties or use of such information by third parties for their own purposes, legal or illegal. As a result, while we strive to protect your personal information, Morningstar Communications cannot ensure or warrant the security of any information you transmit to us or from our services, and you do so at your own risk. Once we receive your transmission, we use commercially reasonable efforts to ensure its security on our systems.
Morningstar Communications provides you the opportunity to agree or decline providing your personal information via the Internet. To ensure that you will not receive recurring marketing information from us unless you choose to, we will provide you with simple instructions on each marketing email from Morningstar Communications for you to let us know that you have chosen to stop receiving such emails from us.
What else should I know about my privacy?
Please keep in mind that whenever you voluntarily disclose information online, that information is accessible to other customers and users. Ultimately, you are solely responsible for maintaining the secrecy of your passwords and/or any account information. Please be careful and responsible whenever you are online.
When you or we end your customer relationship with us, we will treat the information we have about you as if you were still our customer.